Tactic 01
Built to be forgotten
Interfaces are designed to be glanced at once and never opened again.
Bills & subscriptions, handled
The less you notice, the more you pay.
Understand where your money goes. BillCrunch exists to make sure you notice every bill, every renewal, and every creeping total before it costs you.
Free to download. No sign-up. Works offline.
Peak monthMarch
Due in3 days
Avg / month$578
Annual total$6,940
The average customer spends $219 a month on subscriptions across 8.2 active services.
Instead they think they pay only $86. That $133 gap is the subscription business model working as intended.
- Forgotten subscriptions bleeding money
- No idea what's due this month
- Shocked by end-of-year spend
- Want clarity without a bank link
The subscription trap
The business of
being forgotten.
Everything nowadays is renting. Sorry, I meant subscription. The economics of subscription is built on forgetting, and the model runs on one resource: your attention, and how little of it you have left over. That gets measured, A/B tested, and refined into four quiet tactics.
Tactic 02
Timed for distraction
Charges are scheduled to land while you're thinking about something else.
Tactic 03
Small enough to ignore
Each line looks insignificant on its own. Together, they quietly add up.
Tactic 04
Easy in, hard out
One click to subscribe. Nine pages and a phone call to cancel.
The less you remember, the more they collect. It's not personal, just business.
Subscriptions are designed to be forgotten. BillCrunch is designed to remember.
Stay in control
The renewal date is your only leverage
The price you accepted last year is not automatically a good price this year.
- Rates change
- Competitors run offers
- Your usage shifts
- But only before renewal
Most renewals are missed because the date is buried in an old email, hidden in an account portal, or not recorded anywhere useful.
When you know the amount and renewal date in advance, you get the choice back. You can compare the market, negotiate a better rate, downgrade, cancel, or confirm the price still makes sense.
Any of those options is better than noticing after the charge clears.
The time to shop around is before the renewal, not after the money leaves your account.
BillCrunch surfaces every renewal date and amount ahead of time, giving you enough notice to act before the decision is made for you.
400 × 300 px
Everything you need to stay in control.
Purpose-built for people who want a clear, private view of their recurring costs.
Flexible cadences
Weekly, fortnightly, monthly, quarterly, half-yearly, yearly, one-off, or custom intervals. If a bill is irregular, BillCrunch handles it.
Action-needed dashboard
A triage view surfaces what's due now, monthly totals at a glance, and category filtering so you always know where your money is going.
12-month forecast
See every recurring obligation projected across the year ahead, bar-charted by category. Spot your peak month and your average monthly outgoing before they happen.
Payment history
Confirm payments, log the actual amount paid, and let BillCrunch roll automatically to the next cycle. Full history and spend analysis always on hand.
Smart reminders
Set lead-day alerts, for example 7 days out and 1 day out, with a confirm-payment action right from the notification. All local. No push servers.
Backup, export & restore
Full JSON backup and restore. CSV export for spreadsheets. Factory reset when you want a clean slate. You own your data in every sense.
Standout feature
See the whole year,
not just today.
The 12-month forecast projects every recurring obligation forward, flags your peak spend month, and shows your average per month. No surprises.
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Category breakdown
Bar chart split by Property, Subscriptions, Utilities, Insurance, Vehicle, Personal.
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Peak month flagged
Instantly know which month will hit your wallet hardest, and plan ahead.
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Confirm-payment updates forecast
When you log a payment with a different amount, the forecast adjusts automatically.
JanPeakJun
Peak monthMarch
Avg / month$578
Annual total$6,940
Active bills14
Getting started
How BillCrunch works.
1
Add your bills
Add subscriptions and bills in a few taps.
2
We forecast ahead
BillCrunch builds your 12-month forecast.
3
Get reminded
We notify you before payments are due.
4
Stay on top
Track payments and review your history.
A look inside
See BillCrunch in action.
Privacy first
Your data stays on your phone.
Full stop.
This is not a tagline. BillCrunch has no servers to talk to.
No account
Nothing to sign up for. No email, no password, no identity. Install and use immediately.
No internet required
The app works fully offline. Everything is stored in a local SQLite database on your device. No network calls, ever.
No tracking
No analytics, no ad SDKs, no telemetry. The app cannot see what you do with it, and we do not want to.
You own the backup
Export a full JSON backup to any storage you choose. Restore it anytime. Factory reset wipes everything locally, instantly.
Questions
Good to know.
Is BillCrunch free?
Yes. It is free to download and use, with no account to create and nothing to subscribe to.
Is my data really private?
Yes. Your bills are stored only in a local database on your device. There is no login, no cloud sync, and nothing is sent to a server. This website uses privacy-friendly, cookieless analytics and nothing more.
Does it work without an internet connection?
Completely. BillCrunch does not need a connection to work, because everything runs on your device.
Is there an iPhone version?
Yes. Both the Android and iOS apps are available now, on Google Play and the App Store.
Which currencies are supported?
Fifteen, including AUD, USD, EUR and GBP. You pick one in Settings and every amount shows with that symbol.
Can I move my data to a new phone?
Yes. Export a backup file from Settings, then import it on the new device. You can also export your history as a CSV.
From the founder
Built by a girl who got tired of how much she paid for owning nothing.
And she wasn't happy.